Peerpay

Peerpay is a mobile payment app which enables people from around the world and within PNG to transact with Vendors.

PNG has been an isolated cash dominated economy. The security of mobile payments and the ability to transact remotely provides a new level of freedom to users.

Peerpay were looking for ways to bring the convenience of mobile payments to PNG retailers and service providers.

Peerpay

Peerpay is a mobile payment app which enables people from around the world and within PNG to transact with Vendors.

PNG has been an isolated cash dominated economy. The security of mobile payments and the ability to transact remotely provides a new level of freedom to users.

Peerpay were looking for ways to bring the convenience of mobile payments to PNG retailers and service providers.

Peerpay

Peerpay is a mobile payment app which enables people from around the world and within PNG to transact with Vendors.

PNG has been an isolated cash dominated economy. The security of mobile payments and the ability to transact remotely provides a new level of freedom to users.

Peerpay were looking for ways to bring the convenience of mobile payments to PNG retailers and service providers.

Client
PeerPay
Industry
Payments
Budget
$200,000+
Scope
App Development 480 hours
App
Web app and mobile app developed in .Net, Flutter and Blockchain
Client
PeerPay
Industry
Payments
Budget
$200,000+
Scope
App Development 480 hours
App
Web app and mobile app developed in .Net, Flutter and Blockchain

Client’s brief

Peerpay briefed 360 to create a mobile payment system within an app that would be simple to use and work from international destinations to pay vendors and service providers in PNG.

Business Objectives:

REMOTE PAYMENTS

The app can be used from countries outside of PNG to pay retailers within PNG


SAFETY

The app reduces an individual’s reliance on carrying large amounts of cash


TRANSPARENCY

The app will provide the user with control of their transactions including; exact details of product and services, approval of vendors and the time and date of transactions.


TRANSACTION HISTORY

The app provides a transaction history and proof of payment


SECURITY

The app will receive requests for payments from approved individuals or vendors


CREDIBILITY

Star ratings and customer reviews will ensure that vendors are providing an acceptable level of service and quality to the community


CURRENCY EXCHANGE

Peerpay allows users to make payments from AUD into PGK or PGK into AUD


Problem

Many people living in PNG are reliant on cash for payments, posing a high personal risk to individuals. Retailers and service providers are not set up for e-commerce which limits access to online sales.

Solution

A mobile peer to peer payment system will allow users to transact with approved retailers using the app. The app will give the user control of the item of service purchased, proof of purchase and delivery options including click and collect.

Client’s brief

Peerpay briefed 360 to create a mobile payment system within an app that would be simple to use and work from international destinations to pay vendors and service providers in PNG.

Business Objectives:

REMOTE PAYMENTS

The app can be used from countries outside of PNG to pay retailers within PNG


SAFETY

The app reduces an individual’s reliance on carrying large amounts of cash


TRANSPARENCY

The app will provide the user with control of their transactions including; exact details of product and services, approval of vendors and the time and date of transactions.


TRANSACTION HISTORY

The app provides a transaction history and proof of payment


SECURITY

The app will receive requests for payments from approved individuals or vendors


CREDIBILITY

Star ratings and review system will ensure that vendors are providing an acceptable level of service and quality to the community


CURRENCY EXCHANGE

Peerpay allows users to make payments from AUD into PGK or PGK into AUD


Problem

Many people living in PNG are reliant on cash for payments, posing a high personal risk to individuals. Retailers and service providers are not set up for e-commerce which limits access to online sales.

Solution

A mobile peer to peer payment system will allow users to transact with approved retailers using the app. The app will give the user control of the item of service purchased, proof of purchase and delivery options including click and collect.

Our Work Approach

App 360 work in a multidsciplinary team of agile project managers, product designers, and back end technology delivery.

See below to learn more.

Our Work Approach

App 360 work in a multidsciplinary team of agile project managers, product designers, and back end technology delivery.

See below to learn more.

UNDERSTANDING
WEEK 1
WEEK 4

Stakeholder Interviews

User Interviews

Surveys

Competitor Analysis

Field Studies

User Journeys

User Personas

EXPLORATION
WEEK 5
WEEK 9

Paper Prototypes

Wireframes

Hi-Fi Prototypes

User Flow

Interactive Prototypes



TESTING
WEEK 10
WEEK 14

Hi-Fi Usability Testing

A/B Testing

Customer Service Feedback

Analytics & KPI Review




DEVELOPMENT
WEEK 15
WEEK 39

Agile Project Methodology

Feature Release plan

2 Weekly sprints





UNDERSTANDING
WEEK 1
WEEK 4

Stakeholder Interviews

User Interviews

Surveys

Competitor Analysis

Field Studies

User Journeys

User Personas

EXPLORATION
WEEK 5
WEEK 9

Paper Prototypes

Wireframes

Hi-Fi Prototypes

User Flow

Interactive Prototypes



TESTING
WEEK 10
WEEK 14

Hi-Fi Usability Testing

A/B Testing

Customer Service Feedback

Analytics & KPI Review

DEVELOPMENT
WEEK 15
WEEK 39

Agile Project Methodology

Feature Release plan

2 Weekly sprints


UNDERSTANDING
WEEK 1
WEEK 4

Stakeholder Interviews

User Interviews

Surveys

Competitor Analysis

Field Studies

User Journeys

User Personas

EXPLORATION
WEEK 5
WEEK 9

Paper Prototypes

Wireframes

Hi-Fi Prototypes

User Flow

Interactive Prototypes

TESTING
WEEK 10
WEEK 14

Hi-Fi Usability Testing

A/B Testing

Customer Service Feedback

Analytics & KPI Review

DEVELOPMENT
WEEK 15
WEEK 39

Agile Project Methodology

Feature Release plan

2 Weekly sprints

MVP- Peerpay e-commerce purchases

Peerpay opens the door for approved vendors throughout PNG to accept payment for goods and services from within PNG and within Australia, through the convenience of a mobile app. This has the potential to expand globally. This service means tens of thousands of retailers and service providers can now transact remotely with Peerpay users without their own investment in an e-commerce store. Peerpay is linked to a distribution system which means many of these goods can be delivered door to door.

MVP- safer transactions for users

Carrying large amounts of cash comes with personal risk and PNG is no exception. The use of Peerpay means users can make transactions within the safety of their home without having to travel with cash. They can approve payment with a request for payment directly from a retailer, service provider or transfer directly into the Peerpay account of another app user. They have the peace of mind of knowing all their transactions are verified and within the secure environment of the Peerpay app.

Peerpay

Peerpay is a mobile payment app which enables people from around the world and within PNG to transact with Vendors.

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HELLO@APP360.COM.AU
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